# Low-cost bank account for new immigrants to the U.S.

If you want to go to the United States to study, work or settle down, you may be looking for a low-cost to open a U.S. bank account, and such a U.S. bank account can solve many of your problems in the United States about the money, but the traditional bank to open a U.S. bank account is often required to have a high threshold, this article will introduce a low-cost to open a U.S. bank account for you.

![](https://cdn.hashnode.com/res/hashnode/image/upload/v1747297897439/1fb4fe8c-f29e-4ad9-bf08-e0ab6c69a6aa.jpeg align="center")

Adro, the subject of this article, is not a bank per se; Adro is a financial technology company. Our banking services for checking accounts, savings accounts, and credit cards are provided by Stearns Bank N.A., an FDIC member.

Why open a bank account with Adro?

1 No SSN or ITIN required.

2 Can establish U.S. credit history

3 No minimum savings or spending requirements, no monthly or annual fees.

4 Can issue proof of funds letter

Second, how to open a bank account Adro

1、First of all, search “Adro” in the application market and download the Adro application. Eligible Adro customers can earn a one-time $30 bonus credited to their account when they complete all actions within 90 days, as outlined below:

![](https://cdn.hashnode.com/res/hashnode/image/upload/v1747297853604/3e688563-444b-4619-8435-6037a272a2d0.jpeg align="center")

①Verify your student email or US visa

②Verify your US phone number

③Request a card

④Verify your US address

⑤Spend at least $50

⑥Make 5 purchases

⑦Deposit $500

①Verify your student email or US visa

②Verify your US phone number

③Request a card

④Verify your US address

Accepted documents include:

Internet or phone bill

Utility bill (such as for electricity, water or gas)

Lease or rental agreement

Insurance policy or bill

School enrollment documents (I-20 forms are not accepted)

⑤Spend at least $50

⑥Make 5 purchases

⑦Deposit $500

Q&A What visa types does Adro support?

[https://help.joinadro.com/en/articles/9972061-what-visa-types-does-adro-support](https://help.joinadro.com/en/articles/9972061-what-visa-types-does-adro-support)

How does Adro help build US credit history?

[https://help.joinadro.com/en/articles/9560615-how-does-adro-help-build-us-credit-history](https://help.joinadro.com/en/articles/9560615-how-does-adro-help-build-us-credit-history) I'm having trouble verifying my identity

[https://help.joinadro.com/en/articles/9654873-i-m-having-trouble-verifying-my-identity](https://help.joinadro.com/en/articles/9654873-i-m-having-trouble-verifying-my-identity)

I closed my account, but I'd like to rejoin

[https://help.joinadro.com/en/articles/9559454-i-closed-my-account-but-i-d-like-to-rejoin](https://help.joinadro.com/en/articles/9559454-i-closed-my-account-but-i-d-like-to-rejoin)